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Inherited Risk: The role of family history in protection underwriting

Posted by Jason Coleman | Aug 14, 2025 | Family Income Benefit, Underwriting Limits, Underwriting Limits | 1 |

Inherited Risk: The role of family history in protection underwriting

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About The Author

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Jason Coleman

Jason joined Protection Guru from Guardian Financial Services in January 2025. He’s been in Financial Services since 1988, his two passions are helping people to develop and Protection, the latter of which he fully immersed himself into in 2017. Ever curious, Jason is also a Six Sigma Green Belt, a certified Coach and a hugely experienced Learning and Development Practitioner with a keen eye for detail and an ability to make the complex appear simple. A bibliophile and dog lover Jason can often be found walking his dog, Ziggy, or with his nose in a book.

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1 Comment

  1. david berry
    david berry on 14th August 2025 at 12:12 pm

    Jason have a look at shepherds friendly simplified income protection which is a moratorium product. New on the market and short term 1 or 2 years. Good instead of 5 year exclusions for goodness knows what . Moratorium works with pmi
    If you want to post something really interesting join the club
    Lets face it Income Protection is the Holy Grail, And all every provider boasts about is we payout over 95% of all claims
    TAKE THAT WITH A PINCH OF SALT Hmmm !

    Reply

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