Inherited Risk: The role of family history in protection underwriting
Posted by Jason Coleman | Aug 14, 2025 | Family Income Benefit, Underwriting Limits, Underwriting Limits | 1 |
Jason joined Protection Guru from Guardian Financial Services in January 2025. He’s been in Financial Services since 1988, his two passions are helping people to develop and Protection, the latter of which he fully immersed himself into in 2017. Ever curious, Jason is also a Six Sigma Green Belt, a certified Coach and a hugely experienced Learning and Development Practitioner with a keen eye for detail and an ability to make the complex appear simple. A bibliophile and dog lover Jason can often be found walking his dog, Ziggy, or with his nose in a book.
In order to give you this content, we need to ask you to login.
This site is designed for use by professional financial advisers only. It is not intended for use by consumers.
By continuing, you confirm that you are a professional adviser.
If you are not a professional adviser our consumer site to help you find an adviser for protection advice will follow soon.
Jason have a look at shepherds friendly simplified income protection which is a moratorium product. New on the market and short term 1 or 2 years. Good instead of 5 year exclusions for goodness knows what . Moratorium works with pmi
If you want to post something really interesting join the club
Lets face it Income Protection is the Holy Grail, And all every provider boasts about is we payout over 95% of all claims
TAKE THAT WITH A PINCH OF SALT Hmmm !