The Protection Revolution was created by Martin O’Connell in late 2024. Martin has been in the financial services profession for over 40 years and, most recently, spent 12 years as a Franchise Director for Vitality Health and Life based in the East Midlands.
Protection Guru regularly provides some great information, this however, is not that. A DTA life policy protects the repayment mortgage risk against death perfectly and at minimum cost, leaving more money for FIB and income protection, so the argument put forward is weak at best. Only recommending a DTA is wrong but that doesn’t mean that it isn’t often part of the optimum solution.
Protection Guru regularly provides some great information, this however, is not that. A DTA life policy protects the repayment mortgage risk against death perfectly and at minimum cost, leaving more money for FIB and income protection, so the argument put forward is weak at best. Only recommending a DTA is wrong but that doesn’t mean that it isn’t often part of the optimum solution.