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We have gone out to each insurer in order to help you better understand the options they are making available to help clients suffering from financial hardship keep their policies in force but pay a reduced or no premium. In the tables below you can select the insurer you would like to see the answers for.

We are still awaiting responses from a number of insurers and this table will be updated as soon as we receive them.

Premium Waiver – Income Protection

Will you allow a client to waive their premiums in exchange for a reduction in the benefit amount?
If yes, what is the maximum time frame you will waive premiums for?

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