Inspire Inclusion: 5 things to read on International Women’s Day
Today is International Women’s Day, a day to celebrate all women and the impact they have on society. The Protection Guru team is made up of (Joanne Legg, Poppy Achilles, Samantha Smith, Jess Prassan and Jessie Leworthy) who all have a vital role in providing our services to the industry and without whom we would cease to function. The Protection Industry has many inspirational women who on a daily basis inspire not just other women but men like myself.
This years International Women’s day theme is to #inspireinclusion and to support this cause we have pulled together 5 things you should read on how we as an industry can be more inclusive with our products to help protect more women and level the uneven ratio of men to women with cover.
Are you following Women in Protection?
The Women in Protection network are committed to making Protection inclusive and accessible, so more people can get financially fit. It was set up to raise awareness of the need for more female consumers to buy protection insurance, and to encourage more women to work in our industry. The team behind the network are powerhouses of the protection industry and do phenominal work to inspire and elevate women in our industry. They are well worth a follow. Find out more about the Women in Protection network, the work they do and future events here.
What additional support could insurers offer during the menopause?
World Menopause day landed on 18th October last year, and on the day we wrote a piece considering whether the protection industry does enough to support women with the symptoms they may encounter. We asked our doctors to help us better understand the menopause, its symptoms and complications and what they believe the industry could do better.
What additional support could insurers offer during the menopause?
Menopause support from insurers does not need to be financial. There are many kinds of ‘value added’ benefits and services that insurers already offer, regardless of whether clients claim on their policies. Menopause specific information, health advice or treatments could be easily added to insurers’ value-added services, which could make a big difference to women’s lives. In this article we take a look at what types of support insurers could offer.
HOW DO INSURERS UNDERWRITE A HISTORY OF BREAST CANCER
To coincide Brest Cancer Awareness Month and in support of improving insurance access to those with a history of breast cancer, we took a look at how insurers underwrite applications where the client has a history of breast cancer. This is one of the more common medical disclosures for women and in this piece we asked our doctors to provide details on treatment and prognosis along with providing information on what details an adviser may need to obtain and factors behind insurer decisions.
What support is available to carers through income protection
Although not an issue solely related to women, research shows that women are more likely to take on the role of an unpaid carer than males. Research from Carers UK in 2022 estimates the number of unpaid carers as high as 10.6 million people in the UK. Many individuals juggle caring responsibilities around work, running a household and supporting other family members, so the challenges they often face are considerable and the work can go unseen. The recent and devastating experiences of Kate Garraway highlight the impact that having to care for a loved one can have on ones life. In this article we take a look at what support income protection plans might provide when a person is required to provide care for a loved one.