Critical Illness cover has changed significantly over the past decade. A client who arranged cover in 2015 may still have suitable protection, but they may also be missing improvements to definitions, higher additional payment limits or valuable new features that have been introduced since. Regular reviews are essential to help avoid foreseeable harm and demonstrate good Consumer Duty outcomes, but comparing older plans with today’s products manually can be complex and time-consuming.
The short video below demonstrates how to compare an existing Critical Illness policy against today’s market, within minutes. It shows how to assess legacy cover alongside modern alternatives, interpret the quality scores and identify the conditions a client is most likely to claim for during the policy term.
Protection Guru Pro highlights changes to policy definitions, additional payment benefits and value-added features, making it easier to understand where cover has improved and whether replacing an existing plan is genuinely in your client’s best interests.
The resulting report provides a detailed condition-by-condition comparison of the policies considered, giving you a robust, evidence-based audit trail to support your recommendation if it is ever questioned or challenged.
Watch the Legacy Comparison Demo
Please wait until you have a live client case before starting your free trial, so you can experience the full value of the system in a real advice scenario.
