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We have gone out to each insurer in order to help you better understand the options they are making available to help clients suffering from financial hardship keep their policies in force but pay a reduced or no premium. In the tables below you can select the insurer you would like to see the answers for.

We are still awaiting responses from a number of insurers and this table will be updated as soon as we receive them.

Bounced Direct Debits

1 How many missed premiums will you allow before you will lapse a policy?
2 How long is a client covered for after the first missed premium (days)
3 How long after a missed premium will you require a declaration of health when reinstating a policy

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