Life & Critical Illness Page
Online Health Services Page
HSBC Life Website
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Phone: 0333 207 5563
(8:30 am – 5:30pm Monday to Friday, excluding public holidays)
HSBC Life in their own words
When it comes to providing protection there’s no ‘one size fits all.’ We design protection products to meet the needs of your clients. Whether they’re homeowners, young families, self-employed or older clients looking at estate planning. our products provide peace of mind.
Our life insurance and critical illness products are backed by:
- Entirely online quote-to-protection journey
- Straightforward underwriting
- Client friendly claims process
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Policyholder, Partner/Spouse and Dependants all have access to HSBC Life Online Health Services, for expert medical support at no extra cost with no consultation fees*
*HSBC Life Online Health Services are not part of the insurance cover. We have the right to change or remove these services at any time. This won’t affect your client’s insurance.
Comprehensive critical illness cover
HSBC Life have a selection of protection products for life and critical illness cover, designed to meet the needs of your clients and their families. For full exclusions, please refer to their protection policy documents.
Critical Illness cover at a glance:
- A total of 39 full payment conditions; 50 with Critical Illness Plus.
- Option to add Total Permanent Disability as a full payment condition.
- 2 additional payment conditions: £25,000 or 25% of the sum assured; 40 additional payment conditions with Critical Illness Plus at £50,000 or 50% of the sum assured.
- Cover for clients with Type 2 Diabetes.
- Terminal Illness Benefit – a full sum assured payout if a customer is diagnosed with a terminal illness expected to lead to death within 12 months.
- Available on level, decreasing (8%) and increasing (RPI) cover types; standalone or integrated with life cover; single and joint cover options.
- Access to added value health services, included for new and existing policyholders, partner / spouse and dependants, at no extra cost*
See the full product range
HSBC Life online health services
HSBC Life have partnered with Square Health who provide expert medical assistance and wellbeing support services, with over 20 years of experience, and access to over 5,000 medical specialists across the UK
HSBC Life’s Square Health customers rate their services 4.8/5.0
•Unlimited 24/7 Digital GP
• Second Medical Opinion
• Mental Health Services**
• Remote Physiotherapy *
• Health Check
All accessed via the HSBC Health App
*Physiotherapy and Health Check not available to dependants **Mental Health Services available to dependants aged 16-23
Find out more
Adviser tools & support
HSBC Life are dedicated to offering a straightforward and inclusive journey where customers have certainty and transparency of the Underwriting outcome.
- Critical Illness Cover available for type 2 diabetic customers
- Innovative, industry leading medical screening
- Pre-sales Underwriting Tool provides an instant, indicative underwriting decision in under two minutes.
View an interactive guide to HSBC Life, our products, the claims process and the support we offer to advisers.
Download a series of Sales Aids to use in meetings with clients.
- Why HSBC Life Sales Aid
- Why HSBC for Life Protections Sales Aid
- Why HSBC Life Critical Illness Cover Sales Aid
- HSBC Added Value Sales Aid
- HSBC Claims Sales Aid
Protection Guru has worked with HSBC Life to create a concise objective analysis of their product range. HSBC Life have had input to the design of this page and contributed to the cost of this construction maintenance, however Protection Guru have maintained editorial control over the content to ensure objectivity.
Life & Critical Illness Page
Online Health Services Page