Best insurer for protecting the income of people in higher risk occupations
For our second income protection focused category, advisers voted for the insurer that provides the best cover for clients in higher risk ‘blue collar’ type occupations, such as manual trades or those working in hazardous environments. A key factor here was the flexibility and fairness of underwriting, paired with the ability to offer more reasonable premiums, alongside appropriate features and benefits.
Why the exeter won
The Exeter was commended for providing a prompt service and the fairness of their underwriting of clients in higher risk occupation. They recently simplified their proposition but still provide great coverage and flexible options for clients in higher risk occupations.